Purpose and scope

A payment gateway is a service that allows you to accept and authorize credit or debit card payments securely. Integrating one into your new or existing Aphix WebShop is another way to Sell Smarter! It provides you with an additional payment method to your customers, and is a safe and secure way of processing credit and debit card payments.

This guide lists payment gateway integration options available with Aphix WebShop.

Key points

  • Each payment gateway has pros and cons. As a merchant, you will need to look at them and determine which best suits your business and your processes.

  • Integration with new payment gateways have additional development work associated with them, which you will be charged for. Should you wish to integrate a payment gateway that is not on our supported list, please contact us and we can explain these additional costs to you in more detail.

Introducing terms and concepts used in this article

Term

Description

Deferred payment

is a credit / debit card transaction where an amount due has been authorised for payment with a credit or debit card, but the payment has yet to be charged.

Invoice payment

is a debit / credit payment which has been made against the outstanding amount that your customer owes you.

Order payment

is a payment for an order placed in one of our products.

Payment gateway

a service that allows you to accept and authorize credit or debit cards securely.

Fitting it all together

Once configured, your payment gateway is integrated seamlessly into your customer's checkout experience. Typically, we re-direct the customer to a "hosted payments page", which is where their card details are captured and processed. Once payment has been processed and finalized, the gateway re-directs the customer back to your Aphix WebShop.

Key points

  • Aphix Digital Platform does not store or process credit card details.

  • Each payment gateway has pros and cons. As a merchant, you will need to look at them and determine which best suits your business and your processes.

  • Integration with new payment gateways have additional development work associated with them, which you will be charged for. Should you wish to integrate a payment gateway that is not on our supported list, please contact us and we can explain these additional costs to you in more detail.

Supported payment gateways 

We support many payment gateways which operate in all regions around the world, as shown in the following table.

Payment gateway

Region

Minimum order value

Extra notes

Configurable through App Store

AIB / Authipay

Ireland

No minimum charge amount.

External website: Can I set a minimum transaction value?

  • Supports order payments.

Yes

Fiserv

Global


Payment Sense, Clover Connect and First Data Connect are all part of fiserv.

  • Supports order payments.

Payment Sense configurable

HandePay

United Kingdom


We support Handepay payment gateway, which was acquired by PayPoint in November 2020.

  • Supports order payments.

Yes

Lloyds Bank / Card Net

United Kingdom


  • Supports order payments.

Yes

MIPS

Mauritius, Indian Ocean and Africa


  • Supports order payments.

Yes

Payment Express / WindCave

New Zealand and Australia


  • Supports order payments.

No

PayPal

Global

No minimum charge amount.

PayPal have a feature where their customers do not require a PayPal account to purchase products. Click here for more information about how this feature works. This feature is only available to PayPal Premier and Business account holders.

Yes

PayWay

New Zealand and Australia

Can be customised.

  • Supports order payments.

Yes

Global Payments / Realex 

Global


  • Supports deferred payments.

  • Supports invoice payments.

Yes

Opayo (formerly SagePay)

United Kingdom


  • Supports deferred payment.

  • Supports invoice payments.

No

Stripe

Global

External website: Minimum and maximum charge amounts

  • Supports order payments.

Yes

WorldNet

USA


  • Supports order payments.

No

WorldPay

Global


  • Supports order payments.

No

PayTrail

Finland


  • Supports order payments.

No

Datafast

Ecuador


  • Supports order payments.

No

PayGate

South Africa


  • Supports order payments.

No

eComm

Ireland


  • Supports order payments.

  • Supports invoice payments.

No