Integrating a payment gateway
Purpose and scope
A payment gateway is a service that allows you to accept and authorize credit or debit card payments securely. Integrating one into your new or existing Aphix WebShop is another way to Sell Smarter! It provides you with an additional payment method to your customers, and is a safe and secure way of processing credit and debit card payments.
This guide lists payment gateway integration options available with Aphix WebShop.
Key points
Each payment gateway has pros and cons. As a merchant, you will need to look at them and determine which best suits your business and your processes.
Integration with new payment gateways have additional development work associated with them, which you will be charged for. Should you wish to integrate a payment gateway that is not on our supported list, please contact us and we can explain these additional costs to you in more detail.
Introducing terms and concepts used in this article
Term | Description |
|---|---|
Deferred payment | is a credit / debit card transaction where an amount due has been authorised for payment with a credit or debit card, but the payment has yet to be charged. |
Invoice payment | is a debit / credit payment which has been made against the outstanding amount that your customer owes you. |
Order payment | is a payment for an order placed in one of our products. |
Payment gateway | a service that allows you to accept and authorize credit or debit cards securely. |
Fitting it all together
Once configured, your payment gateway is integrated seamlessly into your customer's checkout experience. Typically, we re-direct the customer to a "hosted payments page", which is where their card details are captured and processed. Once payment has been processed and finalized, the gateway re-directs the customer back to your Aphix WebShop.
Key points
Aphix Digital Platform does not store or process credit card details.
Each payment gateway has pros and cons. As a merchant, you will need to look at them and determine which best suits your business and your processes.
Integration with new payment gateways have additional development work associated with them, which you will be charged for. Should you wish to integrate a payment gateway that is not on our supported list, please contact us and we can explain these additional costs to you in more detail.
Supported payment gateways
We support many payment gateways which operate in all regions around the world, as shown in the following table.
Payment gateway | Region | Minimum order value | Extra notes | Configurable through App Store |
|---|---|---|---|---|
AIB / Authipay | Ireland | No minimum charge amount. External website: Can I set a minimum transaction value? |
| Yes |
Global | Payment Sense, Clover Connect and First Data Connect are all part of fiserv.
| Payment Sense configurable | ||
United Kingdom | We support Handepay payment gateway, which was acquired by PayPoint in November 2020.
| Yes | ||
Lloyds Bank / Card Net | United Kingdom |
| Yes | |
Mauritius, Indian Ocean and Africa |
| Yes | ||
New Zealand and Australia |
| No | ||
Global | No minimum charge amount. | PayPal have a feature where their customers do not require a PayPal account to purchase products. Click here for more information about how this feature works. This feature is only available to PayPal Premier and Business account holders. | Yes | |
New Zealand and Australia | Can be customized. |
| Yes | |
Global |
| Yes | ||
Opayo (formerly SagePay) | United Kingdom |
| No | |
Global | External website: Minimum and maximum charge amounts |
| Yes | |
USA |
| No | ||
Global |
| No | ||
Finland |
| No | ||
Ecuador |
| No | ||
South Africa |
| No | ||
Ireland |
| No | ||
Global | Integrate once, and connect with more than 20 payment gateways quickly and efficiently. | Yes | ||
Global |
| Yes | ||
Global | Integrate once, and “Buy Now, Pay Later” with connected partners. | No |